West Midlands Commercial & Business Insurance

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Commercial & Business Insurance

At Think Insurance, we know how important it is that your business continues to operate, even if the worst should happen. No matter which industry you work in, we can offer you a fantastic deal on your Business and Commercial insurance, to help your business when it needs it most.

Based in the West Midlands, we are experts when it comes to helping local businesses get the cover they need. We know the businesses that operate here and we understand the best way to protect them, sourcing quality commercial insurance products at prices to suit all bank balances.

With no stress or fuss, our team of specialists offer frinedly, helpful advice, and policies that cover you for exactly what you need. We do all the hard work, so you can concentrate on the important task of running your business.

We offer high quality policies from some of the biggest and best names in the UK including Aviva, RSA, AXA, Liverpool Victoria, Groupama, NIG, Fortis and many more!

We specialise in cover for:

  • Commercial Property insurance
  • Manufacturers insurance
  • Engineers insurance
  • Metal Workers insurance
  • Contractors insurance
  • Insurance for Tradesmen
  • Restaurant & Shop insurance
  • Plus many more…

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Liability Insurance – Types of cover available

We can provide your business with the following insurance products:

  • Public Liability insurance
  • Product Liability insurance
  • Employers' Liability insurance
  • Professional Indemnity insurance

Public Liability insurance – this cover makes sure you’re protected against any claims arising for injury to a person who isn’t an employee of your business, or for damage to their property.

Product Liability insurance – if the business you are in manufactures or sells products, you are legally responsible for the quality of the items, and any problems that occur with them once they are sold. This insurance also covers you against claims arising should your products cause injury to anyone or damage to their property.

Employers’ Liability insurance – this is a legal requirement if you have any employees, and will cover you against any claims arising for illness, injury or death to an employee.

Professional Indemnity cover – this protects you if a customer makes a claim against you due to any problems arising with work you have done for them, covering claims arising from your negligence or bad advice. Our policies are profession-specific which means they are tailored to cover the specific risks you face in your industry.

We also cover Money, Assault, Goods in Transit, Contents, Business Interruption and more specialist covers that are specific to your business.

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Do I legally need to have business insurance?

If your business employs other people then you are legally bound to have the correct Employers' Liability insurance in place. And while having business insurance is not a legal requirement, it can often be a prerequisite for any contractors, with many clients demanding that you have a certain level of cover before awarding you any work. Similarly, many trade bodies will insist that their members are properly insured to cover the work they carry out.

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More reasons to choose Think for your Business and Commercial Insurance:

  • Our Business and Commerical Insurance policies are underwritten by some of the leading names in the industry.
  • Our claims helpline provided by Wisecall is free to call, is available 24 hours a day, and based solely in the UK.
  • We offer a variety of flexible payment options including a number of instalment plans and direct debit facilities.
  • We do not have any overseas call centres and all of our staff are qualified and equipped to handle your insurance needs.
  • We run our company along small brokerage lines so can give you and your business the focus, attention and level of customer service you deserve – we make sure you feel valued and aren’t just another number to us.
  • Our commercial business insurance policies are available throughout the UK but we specialise in providing cover for businesses within the West Midlands, including Birmingham, Wolverhampton & Solihull


Get a Commercial and Business insurance quote today and see the difference we can make to your business.

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