West Midlands Public Liability Insurance

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Public Liability Insurance

Public Liability insurance covers you when you have to pay compensation for an accident where your business is at fault. It provides protection against any claims made by a customer, contractor or a member of the public.

Having this cover ensures you are protected against any claims arising for injury to a person who isn’t an employee of your business, or damage to their property.

Public Liability insurance is perhaps one of the most important insurance products a business should invest in. While it is not a legal requirement to have this cover, it is definitely a sensible precaution to take. Claims against your business could come from anywhere leaving you and your business open to financial uncertainty.

At Think we recognise how important it is to protect you and your business. With no stress or fuss, our team of experts offer friendly, helpful advice, and will find you a policy matching exactly what you need, at a price to suit your wallet. We do all the hard work, so you can concentrate on the important task of running your business.

So whether you are a builder, hairdresser or work in the motor trade, we have a Public Liability policy to suit you.

Based in the West Midlands, we have the knowledge and experience to help you and your business. We know the area, and so are perfectly placed to provide you and your business with the insurance cover you need. What’s more, if you need to speak to an expert in person, we can arrange this too.

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Other types of Liability Insurance

In addition to your Public Liability cover, we can also arrange the following insurance products:

  • Product Liability insurance
  • Employers' Liability insurance
  • Professional Indemnity insurance

Product Liability insurance – if the business you are in manufactures or sells products, you are legally responsible for the quality of the items, and any problems that occur with them once they are sold. This insurance also covers you against claims arising should your products cause injury to anyone or damage to their property.

Employers’ Liability insurance – this is a legal requirement if you have any employees, and will cover you against any claims arising for illness, injury or death to an employee.

Professional Indemnity cover – this protects you if a customer makes a claim against you due to any problems arising with work you have done for them, covering claims arising from your negligence or bad advice. Our policies are profession-specific which means they are tailored to cover the specific risks you face in your industry.

We also cover Money, Assault, Goods in Transit, Contents, Business Interruption and more specialist covers that are specific to your business.

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More reasons to choose Think for your Public Liability insurance:

  • Our Public Liability insurance policies are underwritten by some of the leading names in the industry.
  • Our claims helpline provided by Wisecall is free to call, is available 24 hours a day, and based solely in the UK.
  • We offer a variety of flexible payment options including a number of instalment plans and direct debit facilities.
  • We do not have any overseas call centres and all of our staff are qualified and equipped to handle your insurance needs.
  • We run our company along small brokerage lines so can give you and your business the focus, attention and level of customer service you deserve – we make sure you feel valued and aren’t just another number to us.


Get a Public Liability insurance quote today and see the difference we can make to your business.

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