West Midlands Shop Insurance

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Shop Insurance

Shop insurance is a must have for all shop owners. With stock, staff and the public to think about, it is vital the policy you choose has been developed to protect you and your business.

At Think, we understand that your business is your livelihood. If your stock is stolen or damaged you need to have the right level of cover to keep your business going; If your business is damaged in any way which may prevent you from trading, then you need to know you’re sufficiently covered to see you through; If a member of public is hurt on your premises, or if a member of your staff has an accident, you need the confidence your broker has you covered to deal with any claims that arise.

Our shop insurance policies can cover the following:

  • Building & contents
  • Money
  • Business interruption
  • Loss of accounts receivable
  • Loss of power
  • Goods in transit
  • Indoor and outdoor stock
  • Public, Product & Employers’ Liability

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All types of businesses covered

So whether you own a bakery, a clothes shop, or a florist, we can help you.

We are shop insurance experts, based in the West Midlands, and we have the knowledge and experience to help you and your business. We understand the local area, and the businesses operating within it - so we are perfectly placed to provide you and your shop or business with the insurance cover you need.

Our team of specialists offer helpful and hassle free advice, and policies that provide exactly the cover you need, at a price to suit your bank account. We do all the hard work, so you can concentrate on the important task of running your shop.

We specialise in the following types of cover:

  • Clothes shop insurance
  • Shoe shop insurance
  • Newsagent insurance
  • Book shop insurance
  • Bakery insurance
  • Supermarket insurance
  • Electrical shop insurance
  • Hardware store insurance
  • Greengrocer insurance
  • Florist insurance
  • Travel agent insurance
  • Estate agent insurance
  • And many more!

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Liability Insurance - Types of cover available

The following types of liability insurance provide protection against any claims made by a customer, contractor, member of the public or an employee against your business:

Public Liability insurance – this cover makes sure you’re protected against any claims arising from injury to a member of the public while on your premises.

Product Liability insurance – as a retailer you are legally responsible for the quality of the items you sell, and any problems that occur with them once they are sold. This insurance also covers you against claims arising should the products you sell cause injury to anyone, or cause damage to their property.

Employers’ Liability insurance – this is a legal requirement if you have any employees, and will cover you against any claims arising for illness, injury or death of an employee.

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More reasons to choose Think for your shop insurance:

  • Our shop insurance policies are underwritten by some of the leading names in the industry.
  • Our claims helpline provided by Wisecall is free to call, is available 24 hours a day, and based solely in the UK.
  • We offer a variety of flexible payment options including a number of instalment plans and direct debit facilities.
  • We do not have any overseas call centres and all of our staff are qualified and equipped to handle your insurance needs.
  • We run our company along small brokerage lines so can give you and your business the focus, attention and level of customer service you deserve – we make sure you feel valued and aren’t just another number to us.
  • Our shop insurance policies are available across the UK but our Local team specialise in providing tailored policies for shops in the West Midlands, whether that is in Birmingham, Solihull, Stourbridge or Dudley.


Get a shop insurance quote today and see the difference we can make to your business.

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